| SHARE RATE SCHEDULE | Share Rates Declared | Revised: October, 2011 |
| For Deposits Of | Regular
Share Account |
Christmas
Club Shares |
Vacation
Share |
IRA Shares |
Share Certificates |
|||||
|---|---|---|---|---|---|---|---|---|---|---|
$100-2004.99 $2005-5004.99 $5005-10,004.99 $10,005 - UP |
Rate 0.40 APR 0.50 APR 0.60 APR 0.75 APR |
Yield 0.400600 0.501151 0.601351 0.752112 |
Rate Apr | Yield Apy | Rate Apr | Yield Apy | Rate Apr | Yield Apy | » Share
Certificates Regular 1 Year 2 Year & 3 Year » IRA 2 Years Please Contact Office (reviewed weekly) |
|
| 0.80 | 0.802403 | 0.40 | 0.400600 | 0.60 | 0.601351 | |||||
| Compounded | Quarterly | Quarterly | Quarterly | Quarterly | Quarterly | |||||
| Credited | Quarterly | Quarterly | Quarterly | Quarterly | Quarterly | |||||
| Period | Calendar Quarter | Calendar Quarter | Calendar Quarter | Calendar Quarter | Quarterly | |||||
| <<<<< | <<<<< | BALANCE | REQUIREMENTS | >>>>> | >>>>> | |||||
| Minimum
Opening Deposit |
$15.00 | $100.00 | $5.00 | $5.00 | $1000.00 | |||||
| Min Bal
to Avoid Service Fee |
$500.00 | --- | --- | $500.00 | --- | |||||
| Min Bal
to Earn APY |
$100.00 | $100.00 | $5.00 | $5.00 | $1000.00 | |||||
| Balance Method | Average Daily Balance | Average Daily Balance | Average Daily Balance | Average Daily Balance | --- | |||||
| Account *Limitations | Account Transfer Limitations Apply | Account Transfer Limitations Apply | Account Withdrawal Limitations Apply | Account Transfer Limitations Apply | Account Transfer Limitations Apply |
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|
* Account Limitations. For Regular Share, IRA Share, Christmas Club, Vacation Share and Share Draft accounts, no more than six (6) preauthorized, automatic, or telephone transfers may be made from these accounts to another account of yours or to a third party in any month, and no more than three (3) of these six (6) transfers may be made by check, draft, or debit card to a third party. If you exceed these limitations, your account may be subject to a fee or be closed. For a Christmas Club account, the entire balance, (less $5.00) will be paid to you by check or transferred to another account of yours on or after November 1 and the account will remain open. You may be charged a withdrawal fee of $10.00 for each additional withdrawal from the account. |
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